[Home] [Registration] [Overview] [Entering Data] [Saving and Loading Files] [Personald Data] [Investment Data] [Asset Worksheet] [Income Worksheet] [Expense Worksheet] [Net Worth Timeline] [Income/Expense Timeline] [Printing] [Understanding Your Results] [Planning For Your Retirement]

Investment Data

A snapshot of the Investment Data screen

An investment is money you spend to acquire an item with the expectation that the item will have a larger value in the future than it does today. That is, you buy something hoping to make money on it.

This program distinguishes between investments and assets. You buy an investment with the expectation of making money and buy an asset to have the use of it. Stocks, mutual funds and rental houses are investments. The house you live in, boats, cars and fishing equipment are assets. The difference can be pretty arbitrary and it is only used to help you organize your data. Both assets and investments grow at the Investment Return rate.

Retiree Pre-Tax Investments

401(k) or 403(b) Current balance in a 401(k), 403(b) or other tax deferred pension plan(s).
IRA Current balance in any IRA(s) you may have.
Roth IRACurrent balance in your Roth IRA(s).
Other Total current balance of any other tax deferred investments.

These categories hold the totals for their respective investment types. Find your latest statement for each account, add up the current balances and enter the totals.

Spouse Pre-Tax Investments

401(k) or 403(b) Current balance in your spouse's 401(k), 403(b) or other tax deferred pension plan(s).
IRA Current balance in your spouse's IRA(s).
Roth IRACurrent balance in your spouses Roth IRA(s).
Other Total current balance of any other tax deferred investments he or she may have.

Same as the Retiree Pre-Tax Investments. Add up the current balances and enter the totals.

Other Investments

These are your post tax investments, the ones where you paid taxes on the money before you bought the investment. When you sell these, you only need to pay taxes on the profit you have made.
StocksTotal current market value of all stocks or mutual funds you own.
BondsTotal current market value of all bonds you own.
Certificates of DepositTotal current market value of all CDs you have.

[Home] [Registration] [Overview] [Entering Data] [Saving and Loading Files] [Personald Data] [Investment Data] [Asset Worksheet] [Income Worksheet] [Expense Worksheet] [Net Worth Timeline] [Income/Expense Timeline] [Printing] [Understanding Your Results] [Planning For Your Retirement]