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Income/Expense Timeline

A snapshot of the Income/Expense Timeline screen

The Income/Expense Timeline charts your monthly income and expenses for the duration of the projection period. This allows you to see when there is a mismatch between the two.

If the Income line (in magenta) is below the Expense line (in blue) it means you are spending more than you are earning. This may be part of your plan, or a sign of problems in the years ahead.

Both curves have flags showing the time and date for their respective minimum and maximum values.

The Expense graph and the Income graph both show dollars in the future at their inflated value. Keep in mind that inflation can have a powerful effect. 4% inflation will grow $3,000 dollars in monthly expenses (or income) into $12,500 each month in 35 years. This means that if you are 50 and living on $36,000 per year ($3,000 per month) now you will need $150,000 each year to live when you are 85. You must to plan ahead. $150,000 may seem like a fortune but 35 years from no, if inflation is 4% each year, it will buy the same overall lifestyle that $36,000/year buys now.

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